Most roof supplement companies charge a percentage of what the carrier approves, often 10% of the increase or more. American Roof Supplements charges a flat $150 per residential supplement, however much the carrier approves. Here is what that difference looks like on real numbers.
What you pay for one residential supplement
| Approved increase | At 10% of the increase | At 15% of the increase (example) | American Roof Supplements |
|---|---|---|---|
| $1,500 | $150 | $225 | $150 |
| $3,000 | $300 | $450 | $150 |
| $5,000 | $500 | $750 | $150 |
| $8,000 | $800 | $1,200 | $150 |
At 10%, a percentage company only costs less than $150 when the approved increase is under $1,500. On average, our roofers get back more than $1,500 per supplement.
Over a year it adds up. A roofer who sends 50 supplements averaging a $3,000 increase pays $15,000 at 10%. With us, the same 50 supplements cost $7,500.
What $150 gets you
- A residential Xactimate supplement, written by people who have written more than 20,000 of them.
- Delivery within 72 business hours (3 business days), or it’s free. The clock starts once we have everything we need.
- Free revisions.
- No contract and no minimum.
- Your first residential Xactimate job free, estimate and supplement, for new customers.
- Residential Xactimate estimates are $50. If we wrote the estimate, the supplement for the same job is $100.
American Roof Supplements was founded by roofers, brothers Brock and Joe Mallon.
Why we don’t call the insurance company
We never talk to the carrier on your behalf, and that’s on purpose. The homeowner is the policyholder, and the carrier answers to them. Nobody carries more weight with an adjuster than the roofer on the job, working with a homeowner who wants the claim paid in full.
So we coach you instead. With every supplement, our team walks you through what to send, which photos back up each line item, and what to say in your emails and calls with the adjuster. You stay in control of your claim, and you get better at winning the next one.
Percentage companies usually charge nothing if the carrier approves nothing, and many take over the adjuster calls. If you want to hand that off completely, that model may suit you. If you want to keep control and keep more of the money, a flat fee does both.
Common questions
How much does a roof supplement cost?
At American Roof Supplements, $150 for a residential supplement, or $100 if we wrote the estimate for the same job. Your first residential job is free.
Do you charge a percentage of the increase?
No. The price is the same whether the carrier approves $500 or $15,000.
How fast is it?
Within 72 business hours of receiving everything we need, or it’s free.
Do I need a contract or a minimum number of jobs?
No. Send one job or a hundred.
Do you deal with the insurance company?
No. We write the supplement and coach you on submitting it: what to say, which photos to send, and how to answer the adjuster. The roofer and the homeowner carry the most weight with the carrier, so we keep you in front.